Silver Wheels

[J60FI]

Recently bought my car.. a C1.. 1960 - 290 HP Fuelie.. Going to get insured thru Silver Wheels in Canada. Anybody have any horror stories or problems with them.. if you had to use the claims service?

 

[IH2LOSE]

Congradulations on your new car

how about shairing some pictures with us

I have never heard of the company, but we have a few members here from Canada. I hope they drop in.

Do you know the differance or should I say the importance of purchasing a policy with "Agreed value" does this company offer that on there collector car policies

 

[67HEAVEN]

J60FI,

Welcome to the from a fellow Canuck.

I use Lant Insurance Brokers who offer Silver Wheels. http://www.lant-ins.ca/silver.html

I don't qualify for that product because my car is modified, so I use their Custom Wheel Plan. http://www.lant-ins.ca/custom.html

Both are written with a 19A Endorsement which provides for Agreed Value coverage.

Personally, I haven't made a claim, so I can't offer any experience for you. Good luck with your coverage.

 

[paul67]

I am insured through the Silver Wheels Plan offered by Lant. In fact Lant is one of the corporate sponsors of our Corvette Club. I have not made a claim but they are very popular with classic/vintage car enthusiasts so I have to presume they offer good service. The rates are certainly reasonable; perhaps to some extent a reflection of the fact that many of us store our cars 5-6 months of the year during winter. I too have 19A (agreed value).

The last year or so they have tightened up a bit on security. When I had my 1967 re-appraised a year ago they asked if my car is garaged and and if yes, is there an alarm/security system on the garage. My house is wired so I answered in the affirmative. I do not know what the outcome would have been if I answered in the negative. That question has not been posed to some colleagues also with Lant so there may be a dollar threshold associated with their concerns.

Lant is actually a broker representing https://www.avivacanada.com/product.php?content=MEMBER_COMPANIES&language=ENGLISH

 

[J60FI]

Thanks for the info,, i just sent in my package to get the insurance..
There is a $55,000 limit, anything over that you have to either get an alarm system wired to the police, or some kind of tracking on your car, like Boomerang.

 

[paul67]

I suspected there was a threshold. Thanks for that information.

 

[J60FI]

What club do you belong to in Ontario? I would like to join a club I am in Mississauga.

I have heard from a freind that he knows some people, who had other insurance similar to silver wheels, who had bad claims experiences.

The first question the insurance company asked was, " where you driving to a car show" if the answere was no they were denied the claim. Not very comforting..

Hope Silver Wheels is different.. I will be reading the fine print..

Good Luck..

 

[paul67]

The covering letter from Lant will indicate clearly that there is nothing to preclude you from enjoying a Sunday afternoon drive. And no mileage restrictions. It is not fine print, just upfront and bold. If you wish to go on a lengthy/vacation trip, they will provide coverage for a supplementary premium.

http://img.photobucket.com/albums/v155/Buffy97/Lant.jpg

As to club:

http://www.capitalcorvetteclub.ca/

 

[J60FI]

Great to know thanks..

I don't ever plan to use the claims service, but with the big investement in time not to mention money.. i would hate to use it and find out there was a problem.

Never mind the fact that it took me over 20 years to take the big plunge..

Regards

J

 

[67HEAVEN]

And no mileage restrictions.

I'm around 14,000 miles in about a year-and-a-half. Just changed the anti-freeze the other day. It was getting old.

Drive 'em.

 

[paul67]

It was a big plunge for me also. Know the feeling.