67HEAVEN said:
The classic car insurance company won't provide coverage at that level without the 24/7 system on the garage. :W
Also, they made me promise to sleep in it when away from home.
Radio shack sells a real affourdable home alarm system,Real easey to install if you can build a car (as you have) you can install one of these systems easely in an afternoon.
I have a freind with a large collection of cars and on this years collector car insurance renual.He was asked to submit to the collector car insurance company a certificate of insurance on the garage (covered under his homeowners policy )that he has the cars stored in showing the homeowners insurance is to be considered the primary insurance company. in the case of fire or theft.
Needless to say this has become a problem.
1-because the homeowners policy was asking for a sprinklers system to be installed,and they are also asking hime to schedule the cars.(meaning they want an entire list of all cars in the garage with there value and they will assume the liability on the listed cars with a premium increase.)
He has allot of valuble cars.I mean allot
Anyways the price the homeowners policy wanted to schedule the autos was ridiculous. It seems the collector car insurance company he is using has a threshold on what they will wright on a total collection prior to asking for primary insurance from some one else.
He was able to dodge the bullet this year by putting 2 of the cars in his collection with another collector car insurance.
It took a while for me to find out from his collector car insurance why they were changing the way they did buisness but the higher I got into the company the more they knew and once I found out what the problem was he just removed the two cars from the policy.
I should have such problems.(collection too large for insurance company to take the risk)
He is still thinking of doing a sprinkler system (just in case)
He is now nervous that he opened a can of worms with his homeowners policy and is afraid of what they might want on renual.
Good Luck Bob and a 24/7 system is not a bad thing