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Wrecked my '96 and need some help.

dmd

Well-known member
Joined
May 18, 2005
Messages
156
Location
Seattle WA
Corvette
Supercharged LS6 6-speed Z06 Roadster
I wrecked my '96 LT4 this weekend and I need some advice. I had added it back on my policy last week, but for some reason the rep misunderstood me and didn't put collision coverage on the car, only liability and comp. I had added two other cars as well, and that was the coverage I wanted for the DD but not for the Corvette. I had just finished paying for this car in May after 6 years, and it was finally all mine until this happened.

It's... well, there's no other way to say this, it's really bad. I spun 180 on an onramp to a 60mph highway and slammed 90 degrees into the jersey barrier, top down (and saving my life, as luck would have it - more on this in a minute). I have no recollection of what happened, next thing I knew I was being lifted out of the car by a bunch of EMTs. But from my own analysis, both from studying the car and the crash site, I believe I was in 4th going for 3rd to accelerate onto the highway, but due to the right turn I missed and hit 1st instead - at about 50mph. Anyone who has been unlucky enough to have done this in a Corvette knows it will fishtail wildly and only a handful of drivers are capable of bringing it under control safely, if at all. It has happened to me once before on a 2-3 shift attempt in a left turn and I was able to recover, but this time apparently I wasn't. Had I had the top up, due to the 90-degree impact, my head would have smashed against either the window or the convertible articulation arms and I would not be here to be telling this story.

So now, I'm in a real mess. I'm physically okay, but the car is in really bad shape. I haven't gotten the estimate back yet, but I suspect it's going to take some time to do it and it's going to be either very high or unrepairable, and I can't afford to cover the costs myself.

Any advice would be appreciated.
 
Joined
May 29, 2002
Messages
8,601
Location
Missoura Ozarks
Corvette
Carbon Flash CE 4LT GS Roadster
WOW - Glad your OK, it's a bummer your insurance agent got it wrong...

 

Fast Freddie

Well-known member
Joined
Jul 27, 2004
Messages
178
Location
Owensboro, Kentucky
Corvette
1991 White Convertible
I would bet money the insurance company is not going to cover you. unless you have some documentation or other form of proof that you specifically wanted "full coverage" on the vette, they are just assuming you put the cheap insurance on your car, got into a wreck, now want to blame it on them not getting it right.
 

dmd

Well-known member
Joined
May 18, 2005
Messages
156
Location
Seattle WA
Corvette
Supercharged LS6 6-speed Z06 Roadster
Thanks for the advice and concern guys, it's covered so I'm fine.
 

93Rubie

Well-known member
Joined
Jul 19, 2009
Messages
777
Location
PA
Corvette
1993 Ruby Red 40th Anniversary Coupe
At least you are ok, that is the main thing. Corvettes can be fixed. Hopefully, the insurance does not total the car. Did the air bags go off??
 

Jeff P

Active member
Joined
Feb 7, 2011
Messages
37
Location
Cheektowaga, NY
Corvette
2013 GS 60th AE
I would bet money the insurance company is not going to cover you. unless you have some documentation or other form of proof that you specifically wanted "full coverage" on the vette, they are just assuming you put the cheap insurance on your car, got into a wreck, now want to blame it on them not getting it right.
A lot of insurance companies now "tape" their calls for just this reason..I would check with them and see if this is so with your company.
Best of luck on your recovery.....

Jeff
 

vetteboy86

Well-known member
Joined
May 26, 2003
Messages
2,760
Location
IN
Corvette
1986 Black "Indy 500 Pace car replica"
Keep us updated on this story. I think your best bet might be the taped recording. Good luck, and glad to hear you are okay.
 

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