If the OD doesn't need anything, wouldn't it be just a regular 4 speed re-work
<< yes, it was, for me.
does the OD unit have to come apart? << No, however.... The answer may depend upon other issues, like the epth of your pockets vs. how long you plan to keep the car, what kind of care the O/D has had, etc.
The swap to a 5 or 6 speed is not free either, and while the unit is removed from the car, it may be time to go through it. The O/D is best serviced by someone who really knows it, but the forward section can be done by any decent tranny shop. I removed mine; sent the back unit to Florida and had the T-10 done by John's Four Speeds, in Anaheim. I plugged 'em back together and bolted the sucker in.