Big Jim you feel pretty comfortable right now because the company needs you but as soon as they feel that they don't need you , you will feel all alone and no place to turn for help. We have a local steel mill that is state of the art and making huge profits in the process of building a multi million dollar state of the art strip mill . Many years ago they promised their management people health care for them and their families for life instead of raises and their people thought that was reasonable. Now since they are retired and don't need them anymore , they abruptly took all of those benefits away in 2009. Those people are complaining to local newspapers trying to get sympathy because they have nowhere else to turn. Company workers with unions are facing this also , but at least they have someone to help. You will feel the chill from your company , it's just a matter of time. Then you will be on here complaining.