Vette_Newb said:
Sorry to hear about that, it SUX!
My experience with State Farm:
. They paid for him a rental car (which he couldnt get since he was only 19) and made very quick payment to the dealer when the car was ready. Overall, it was a great experience with an insurance company even though they did raise my rate
.
Sorry to here that Edmond,
But be careful with State Farm. They are a big company, I think it depends on how it is managed locally.
My experience with them was a very poor one. In short, my car was over spray painted white while parked at work. The painter's insurance company would not let me go to my own shop, wanted some guys in a tent to remove the overspray paint from the 'vette with some magic chemical.
I said no. They said too bad, so I went to State Farm--MY insurance company--to claim this as a comp. loss.
State Farm tried at every corner to screw me over, find the cheapest way out at every turn, and in no way respected the car as a Corvette and not a Cavalier.
First, the pull thru estimater said it could be buffed out. Which it could not, because the sun had backed it in there. Once in the shop, they kept coming up with estimates to re-paint bits and pieces of the car, not nearly even half of it, and the whole car was clearly oversprayed from front to back.
The kicker was the estimator who added for re-painting the targa roof, which, if you are NOT BLIND and look at it, is Acrylic, not a painted surface.
They had the car in there 2 weeks, and nothing was getting done. They dropped the ball.
Then, I called them, (again) and started this time I started ranting. Something about all the money I had paid them in Premiums over the years and not 1 claim. And we (myself and the insurance company) both new all along that this claim would be subjagated, that we would be re-paid in full, as the other company admitted fault.
I settled for having the vette re-painted down to the mold line, which is over half. They claimed there was no overspray below that line.
I wish I had examined the car more thoroughly when I had the chance--car does in fact have overspray below the line.
So, don't trust State Farm. Keep your agent in the loop, he is supposed to satisfy you (I didn't, perhaps that was my mistake). I doubt they will pay to repaint much except the bumper, but if you want to do the whole car, like the others said, get the shop to do it, they will cut you a deal. I wish I had not cheaped out myself, and gotten it all done. Black is pretty easy to match though, it is really hard to discern a difference.
