jimbo64
Well-known member
For all of us who think that we have "agreed upon value" insurance with
State Farm, guess what, it ain't true. Spent the afternoon trying to find out exactly what coverage I had and found out they only will do stated value which can be a long way from "agreed " value. Have been with them for 49 years -conventional cars and thought that the c-2 was properly covered also.
Agent who is a personal friend called the head office and they would not give an agreed number even with an appraisal, blessing, kiss etc. you get the picture. If car is stolen, burned, totaled, then stated is an arbitrary call and this is how these things end up in court. Not where I would want to be. So, I guess that I'll be insurance shopping. What's the best out there for all of you guys and has anyone ever had to claim a total policy such as stolen or destroyed and had good results. One of those things we hope we never need but a good thing to check and make sure you have the insurance you think that you did. I don't.
State Farm, guess what, it ain't true. Spent the afternoon trying to find out exactly what coverage I had and found out they only will do stated value which can be a long way from "agreed " value. Have been with them for 49 years -conventional cars and thought that the c-2 was properly covered also.
Agent who is a personal friend called the head office and they would not give an agreed number even with an appraisal, blessing, kiss etc. you get the picture. If car is stolen, burned, totaled, then stated is an arbitrary call and this is how these things end up in court. Not where I would want to be. So, I guess that I'll be insurance shopping. What's the best out there for all of you guys and has anyone ever had to claim a total policy such as stolen or destroyed and had good results. One of those things we hope we never need but a good thing to check and make sure you have the insurance you think that you did. I don't.